Welcome to Zuberant Life. We strive for transparency and trust when it comes to protecting your privacy and we aim to clearly explain how we collect and process your information. It’s important to us that you should enjoy using our products, services and website(s) without compromising your privacy in any way. This policy outlines how we collect and use different types of personal and behavioural information, and the reasons for doing so.
IMPORTANCE OF PRIVACY
The following statement governs our privacy policies with respect to those Users of the Site who visit without transacting business and users who register as Members and to transact business on the Site and make use of the various services (”Services”) or to purchase services and products offered by Zuberant Life (collectively ”Customers”).
HOW DOES THE SITE USE PERSONALLY IDENTIFIABLE INFORMATION?
Zuberant Life uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyse trends, administer the Site, track a user’s movement and use, and gather broad demographic information.
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Users about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Users in response to specific inquiries, or to provide requested information.
Our Site contains links to other web sites - ours and third parties. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
PERSONALLY IDENTIFIABLE INFORMATION
“Personally Identifiable Information” refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, email address, financial profiles, identity number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
WHAT PERSONALLY IDENTIFIABLE INFORMATION IS COLLECTED?
HOW IS PERSONALLY IDENTIFIABLE INFORMATION STORED?
Zuberant Life takes all reasonable steps to ensure that the quality of the information that is collected, used or disclosed is accurate, complete and up-to-date.
Zuberant Life uses sophisticated software to store your personal information when delivering information, services and products. Personally Identifiable Information collected by Zuberant Life is securely stored in controlled facilities and takes reasonable steps to protect the information it holds from misuse, loss or unauthorised access, modification or disclosure. We utilise Cloud Solutions that are housed in highly secure data centres practicing international standards.
Security measures in place include the latest security certificates for online access or submission of information. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet.
While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Users for any such occurrences.
Access to our systems is restricted to authorised representatives of Zuberant Life who are screened and adhere to strict confidentiality and non-disclosure requirements.
WHAT ORGANIZATIONS ARE COLLECTING THE INFORMATION?
When you make a payment on any of our sites your payment will be processed by a specialist payment processor to ensure a secure transaction. All payment processors are compliant with required security standards. In addition to our direct collection of information, our third-party service vendors providing such services as credit, insurance, and escrow services may collect information from our Users. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Users.
WITH WHOM MAY THE INFORMATION MAY BE SHARED?
Disclosure of Personally Identifiable Information will comply with law. We will disclose information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Users.
Selected Personally Identifiable Information about Customers may be shared with other Customers who wish to evaluate potential transactions with other Customers. We may share aggregated information about our Users, including the demographics, with our affiliates and third-party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.
ARE COOKIES USED ON THE SITE?
WHAT AFFILIATES OR PARTNERS HAVE ACCESS TO PERSONALLY IDENTIFIABLE INFORMATION FROM USERS ON THE SITE?
Zuberant Life has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Users for service eligibility.
WHAT CHOICES ARE AVAILABLE TO USERS REGARDING COLLECTION, USE AND DISTRIBUTION OF THE INFORMATION?
Users may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at .
HOW CAN USERS CORRECT ANY INACCURACIES IN PERSONALLY IDENTIFIABLE INFORMATION?
Users may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at .
Users may request we delete/deactivate Personally Identifiable Information from the Site’s database. However, because of backups and records of deletions, it may be impossible to delete a User’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.
COMPLAINTS AND REQUESTS
You can request your personal information from Zuberant Life at any time by contacting us.
To access your personal information identification will be required to suitably identify your identity, at no time will personal information be disclosed without being identified.
Please direct any complaints or concerns you might have to our Service Team at any time at .
Your complaints, concerns or feedback is treated with a high priority by our Team and will be addressed in a timely and confidential manner.
At Zuberant Life, we are bound by the provisions of the Privacy Act 1988 (Cath), including the Australian Privacy Principles available at . We also make every effort to comply with the General Data Protection Regulation (“GDPR”).
Zuberant Life welcomes your questions or comments regarding the Policy.